I was young and dumb once and taken advantage of lb/hp ratio but that was in my teens/20’s. Definitely the maturity factor plays a part. Gotten lucky in a few accidents (no fault of my own) and was lucky enough to live and learn. Not everyone is as lucky as I am and I count my blessings. Unfortunately it’s not something you can teach to newer riders, but only warn them about.Regardless of "No Chase" or otherwise. Being unwise usually has it's comeuppance.