Well if was going down a two land highway, a drunk driver at the last second falls asleep, over compensates and hits me head on and kills me is it my fault that I was so inexperienced I couldn't tell a passed out driver through my visor and his window? NO it's his fault for making that choice to get in his car inebriated and drive. HIS CHOICE.
Sure, it's his fault. The problem is you're dead now. Does it matter whatsoever to you whose fault it was, if you're dead? Wouldn't you rather stay alive?
This isn't about blame and pointing fingers. This is about us understanding that we do not live in a perfect world where all drivers are attentive; all have taken proper training; all know to look for motorcycles; none ever drink and drive, etc.
The world we ride in is full of careless people like the BMW driver. If the rider had proper training (MSF BRC) and applied what he'd been taught, do you think he still would have crashed? Did he need a lot of experience to avoid that crash?
If you look at any given motorcycle/car crash and the 1st thing you analyze is whose fault it was, do you think you're asking the right question?
If not, what do you think should be the first thing to analyze? Now take that 1st thing and use it on the video above and tell me what you see.